So far I’ve been lucky (knock on wood). And I haven’t had issues with Idenity Theft. The 2006 RSA Conference just recently happened and Wired wrote an interesting article on ways that companies are combatting it. The most interesting was the using of PassMark:
Callas likes PassMark Security’s solution, which examines the device a user logs in from, looking for a number of factors including IP address and a secure cookie or Flash object the bank has previously stored on the machine, as the extra identification.
Bank of America began offering the service in May 2005. Now a Bank of America customer logging in at the usual time from her usual machine will only need to enter the user name and password. But if that person is on a different machine using a different browser in a different time zone, for example, she will be presented with challenge questions that she answered when she signed up.
Users could also be sent an additional one-time password by SMS text message or called on their cell phone by a machine using a synthetic voice to tell them an extra password.
Additionally, PassMark helps keep users from entering passwords into fraud sites pretending to be their bank by displaying a unique image and caption, such as a sailboat labeled “Dream Boat,” on the real site.
I am now awaiting my personal bank to start implimenting these things.
Tags: Security, Technology
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I personally don’t worry, but maybe someone who has run into an issue can look you up.